Pradhan Mantri Jan Dhan Yojna (PMJDY) 2024 Latest News: Friends, the PMJDY scheme information has been started. Now you can Deposit Money in Jan Dhan Yojna account as Prime Minister Narendra Modi has launched Pradhan Mantri Jan Dhan Yojna (PMJDY) on 28/08/14 at 4.00
PM at Vigyan Bhawan, New Delhi.
|
Name of Department |
PMJDY |
|
Domain |
www.pmjdy.gov.in |
|
Category |
Recruitment |
|
Mode |
Online/ Offline |
|
Status |
Available |
Jan Dhan Yojna Recruitment 2024
The new website www.pmjdy.gov.in has been launched by Mr G.S Sandhu, Secretary, Financial Services under Pradhan Mantri Jan Dhan Yojana (PMJDY). This Yojna started at major centres of the States/UTs and all district headquarters. There are 70, 000 camps are organized in 600 districts in rural and urban areas. PM Narendra Modi gives target of 01 Crore Bank Account to be opened under this Scheme for both public and private banks. Near about 7.25 lakhs E-mails are sent to all banks officers to provide bank account facility to common man. Under this scheme people can open their bank account in 03 minutes and operate their bank account with their finger print. They can also take loan or overdraft facility. The complete needed details of Pradhan Mantri Jandhan Yogna (PMDJY) regarding documents required, bank account opening, KYC, insurance, loan, process of PMDJY etc are given here................Details of PMJDY (Pradhan Mantri Jan Dhan Yojna) - www.pmjdy.gov.in
Good News: There are total 26.68 crore accounts opened in Public/ Private/ Regional Banks till 30 January 2017. The previous data more than 14.7163 crore accounts are opened in this scheme till date (31/03/2015). Check statistics provided here or at http://pmjdy.gov.in....................
Progress-Report Pradhan Mantri Jan - Dhan Yojana
(Beneficiaries as on 14.06.2017) (All figures in crore)
| Bank Category | Total Beneficiaries | Beneficiaries at rural/semi-urban centre bank branches | Beneficiaries at urban/metro centre bank branches | No. of RuPay cards issued to beneficiaries | Balance in beneficiary accounts |
|---|---|---|---|---|---|
| Public Sector Bank | 23.28 | 12.72 | 10.56 | 17.95 | 50800.04 |
| Regional Rural Bank | 4.70 | 4.00 | 0.70 | 3.55 | 11683.42 |
| Private Banks | 0.93 | 0.56 | 0.37 | 0.86 | 2080.62 |
| Total | 28.90 | 17.27 | 11.63 | 22.36 | 64564.09 |
Disclaimer: Information is based upon the data as submitted by different banks
Prandhan
Mantri Jan Dhan Yojana (Total Accounts Opened till 31 March 2015)
S.No
|
Name of Banks
|
No Of Accounts
(In Lacs) |
||
Rural
|
Urban
|
Total
|
||
1
|
Public Sector Banks
|
625.35
|
529.09
|
1154.44
|
2
|
Regional Rural Banks
|
217.11
|
39.08
|
256.11
|
3
|
Private Banks
|
35.987
|
25.07
|
61.06
|
Total
|
878.44
|
593.18
|
1471.63
|
|
The features and guidelines of Life Insurance under Pradhan
Mantri Jan Dhan Yojna (PMJDY) are uploaded online. As you know the scheme
provides for life cover of Rs. 30,000/- payable on death. The basic
eligibility is the person should normally be head of the family or an earning
member of the family and should be in the age group of 18 to 59 (i.e. he/ she
should be at least 18 years old, and should not have turned 60). In case the
head of family is 60 years or more of age, then 2nd earning person
of the family in the above mentioned age group will be covered, subject to
eligibility............
Check
here for Life Insurance- http://www.pmjdy.gov.in/Pdf/guide_30k_lic_pmjdy.pdf
(.........Uploaded in PDF.........)
Features of PMJDY
The instructions are given to both private and public sector banks
to open bank account of each individual of our country. The Yogna is
started from 28 August 2014. Month ago PM Narendra Modi Ji launch MYGOV
site for common people to share their ideas and now he is going to launch PMJDY
for Indian People. The scheme lies at the core of our development
philosophy of Sab Ka Sath Sab Ka Vikas.
Objective of "Pradhan Mantri Jan-Dhan Yojana (PMJDY)" is ensuring access to various financial services like availability of basic savings bank account, access to need based credit, remittances facility, insurance and pension to the excluded sections i.e. weaker sections & low income groups. This deep penetration at affordable cost is possible only with effective use of technology. Those who want to join this scheme have to contact their nearest banks. The following are the application process of PMJDY:-
Objective of "Pradhan Mantri Jan-Dhan Yojana (PMJDY)" is ensuring access to various financial services like availability of basic savings bank account, access to need based credit, remittances facility, insurance and pension to the excluded sections i.e. weaker sections & low income groups. This deep penetration at affordable cost is possible only with effective use of technology. Those who want to join this scheme have to contact their nearest banks. The following are the application process of PMJDY:-
a) 1st of E-KYC to be done through your Driving
Licence, Voter Id, Pan Card, Passport, Nrega Card or Aadhaar Card Number/ NPR-
After giving your aadhar card no. your details will come in front of computer
screen.
b) After verifying your bank details under Scheme, your bank
account will be opened and your acknowledgement and official confirmation will
be received at your address.
c) After receiving your confirmation you will get your welcome
card and able to operate your PMJDY Bank Account with your finger print through
online mode through mobile, internet, computer or at home.
Benefits of PMJDY
One of the frequent questions arises in the mind of every person
that what are the benefits. These are as follows:-
a) Your bank account of PMDJY will be open in 03 minutes only.
b) You can get 01 lakh Insurance tie up with HDFC Ergo Insurance
(Personal Accident Cover). If account is opened on or before 26/01/2015
then you will get Rs 30000/- Life Insurance also.
c) There are Rs 5000/- loan or overdraft facility.
d) You can recharge your mobile and railway booking facility.
e) The Welcome Card received under PMJDY is a RuPay debit card.
f) There is a new pension facility also.
g) Under this yogna each family has 02 bank accounts at zero
balance.
If you already have a bank account but do not have a RuPay Debit
Card, there is no need to open another bank account. You can get the
RuPay Debit Card issued from your existing bank account. For this
programme bank camps shall be open till 25 January 2015. People can
contact their nearest bank branch / bank mitr to open their account till this
date. The bank camps will be held on every Sunday from 8.00 am to 8.00
pm.
Alerts of PMJDY (Pradhan Mantri Jan Dhan Yogna):
Government has decided that benefits can claim by existing bank
account holders but they have to apply for the same. These benefits
include 01 lakh accident insurance cover and RuPay Debit Card.
Finance Minister Arun Jaitely has decided to finalize arrangement
of funds for Life Insurance Cover under Jan Dhan Yogna. Rs 50 crore are
contributed toward social security fund which is managed by LIC of India to
meet the insurance requirements under PMJDY.
Punjab Chief Minister Parkash Singh Badal issued instructions to
all government officers to cover all household under this scheme till 15
December 2014. The CM said that Punjab will be the first state to achieve
this target. The detailed day to day progamme has been made to achieve
the deadline.
For
complete details visit site- https://pmjdy.gov.in/
Mission Office Address:
Pradhan Mantri Jan Dhan Yojana,
Department of Financial Services,
Ministry of Finance,
Ground Floor, JeevanTara Building,
Parliament Street, New Delhi-110001, India
Phone: 011-23361571/23748738
Email: missionfi@nic.in
"PM Jan-Dhan Yogna has slogan Mera Khata Bhagya Vidhata"
Jai Bharat
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