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Pradhan Mantri Jan Dhan Yojna 2016 at pmjdy.gov.in

Pradhan Mantri Jan Dhan Yojna (PMJDY) 2016 Latest Updates: Now Prime Minister Narendra Modi has launched Pradhan Mantri Jan Dhan Yojna (PMJDY) on 28/08/14 at 4.00 PM at Vigyan Bhawan, New Delhi. The new website www.pmjdy.gov.in has been launched by Mr G.S Sandhu, Secretary, Financial Services under Pradhan Mantri Jan Dhan Yojana (PMJDY). This Yojna started at major centres of the States/UTs and all district headquarters.  There are 70, 000 camps are organized in 600 districts in rural and urban areas.  PM Narendra Modi gives target of 01 Crore Bank Account to be opened under this Scheme for both public and private banks.  Near about 7.25 lakhs E-mails are sent to all banks officers to provide bank account facility to common man.  Under this scheme people can open their bank account in 03 minutes and operate their bank account with their finger print.  They can also take loan or overdraft facility.  The complete details of Pradhan Mantri Jandhan Yogna (PMDJY) regarding documents required, bank account opening, KYC, insurance, loan, process of PMDJY etc are given here................

Good News: There are total 17.29 crore accounts opened in Public/ Private/ Regional Banks till 29 July 2015.  The previous data more than 14.7163 crore accounts are opened in this scheme till date (31/03/2015).  Check statistics given here or at http://pmjdy.gov.in....................
Prandhan Mantri Jan Dhan Yojana (Total Accounts Opened till 31 March 2015)
 Name of Banks
No Of Accounts
(In Lacs)
Public Sector Banks
Regional Rural Banks
Private Banks


The features and guidelines of Life Insurance under Pradhan Mantri Jan Dhan Yojna (PMJDY) are uploaded online. As you know the scheme provides for life cover of Rs. 30,000/- payable on death.  The basic eligibility is the person should normally be head of the family or an earning member of the family and should be in the age group of 18 to 59 (i.e. he/ she should be at least 18 years old, and should not have turned 60). In case the head of family is 60 years or more of age, then 2nd earning person of the family in the above mentioned age group will be covered, subject to eligibility............
Check here for Life Insurance- http://www.pmjdy.gov.in/Pdf/guide_30k_lic_pmjdy.pdf (.........Uploaded in PDF.........)

Details of PMJDY (Pradhan Mantri Jan Dhan Yojna) - www.pmjdy.gov.in:
The instructions are given to both private and public sector banks to open bank account of each individual of our country.  The Yogna is started from 28 August 2014.  Month ago PM Narendra Modi Ji launch MYGOV site for common people to share their ideas and now he is going to launch PMJDY for Indian People.  The scheme lies at the core of our development philosophy of Sab Ka Sath Sab Ka Vikas.  Those who want to join this scheme have to contact their nearest banks.  The following are the application process of PMJDY:-

a) 1st of E-KYC to be done through your Driving Licence, Voter Id, Pan Card, Passport, Nrega Card or Aadhaar Card Number/ NPR- After giving your aadhar card no. your details will come in front of computer screen.

b) After verifying your bank details under Scheme, your bank account will be opened and your acknowledgement and official confirmation will be received at your address.

c) After receiving your confirmation you will get your welcome card and able to operate your PMJDY Bank Account with your finger print through online mode through mobile, internet, computer or at home.

Benefits of Pradhan Mantri Jan Dhan Yogna (PMJDY):
One of the frequent questions arises in the mind of every person that what are the benefits.  These are as follows:-
a) Your bank account of PMDJY will be open in 03 minutes only.
b) You can get 01 lakh Insurance tie up with HDFC Ergo Insurance (Personal Accident Cover).  If account is opened on or before 26/01/2015 then you will get Rs 30000/- Life Insurance also.
c) There are Rs 5000/- loan or overdraft facility.
d) You can recharge your mobile and railway booking facility.
e) The Welcome Card received under PMJDY is a RuPay debit card.
f) There is a new pension facility also.
g) Under this yogna each family has 02 bank accounts at zero balance. 

If you already have a bank account but do not have a RuPay Debit Card, there is no need to open another bank account.  You can get the RuPay Debit Card issued from your existing bank account.  For this programme bank camps shall be open till 25 January 2015.  People can contact their nearest bank branch / bank mitr to open their account till this date.  The bank camps will be held on every Sunday from 8.00 am to 8.00 pm.

Alerts of PMJDY (Pradhan Mantri Jan Dhan Yogna):
Government has decided that benefits can claim by existing bank account holders but they have to apply for the same.  These benefits include 01 lakh accident insurance cover and RuPay Debit Card.

Finance Minister Arun Jaitely has decided to finalize arrangement of funds for Life Insurance Cover under Jan Dhan Yogna.  Rs 50 crore are contributed toward social security fund which is managed by LIC of India to meet the insurance requirements under PMJDY.

Punjab Chief Minister Parkash Singh Badal issued instructions to all government officers to cover all household under this scheme till 15 December 2014.  The CM said that Punjab will be the first state to achieve this target.  The detailed day to day progamme has been made to achieve the deadline.

For complete details visit site- http://www.pmjdy.gov.in/

Mission Office Address:

Pradhan Mantri Jan Dhan Yojana,
Department of Financial Services,
Ministry of Finance,
Ground Floor, JeevanTara Building,
Parliament Street,
New Delhi-110001
Phone: 011-23361571/23748738
Email: missionfi@nic.in
"PM Jan-Dhan Yogna has slogan Mera Khata Bhagya Vidhata"

Jai Bharat


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